Obama Wants Everyone Out of Debt – Erase Up to 50%

This administration realizes that the economy is bad and people are suffering. President Obama is trying to put a limit on the amount of interest the credit card companies can charge you. But perhaps you have already gotten into trouble with your cre... [more...]

Date: 2009-09-11 16:06:20

Blog posts (210) | Videos (97)
 

American introspection after collapse

Every time I write on the subject of our "economy of consumption," I get loads of e-mail ... of people receiving loans that should not of been allowed to have a credit card, but greed again ... and planning (See Ford, GM, Chrysler). I don't know how bad this correction is going [more...]

Date: 2008-12-07 13:27:07

Pandora’s Post Box

In keeping with my current view of things namely, no news is good news, I haven’t collected my post since about middle of June last year ... people to take care of and redistribute)An invitation to get another credit card (Seriously ... . I don’t lose much sleep over it either since the majority of it’s bad news, bills and bitching [more...]

Date: 2009-01-08 17:27:25

Oregon's mileage tax proposal

A few days ago I was intrigued by a couple news stories about Oregon's proposal to tax mileage instead of gas ... a cell phone or a credit card, which can be traced. Furthermore, in the study of the people ... in the stories on why a mileage tax might be a bad idea. First, there are supposedly complaints [more...]

Date: 2009-01-07 04:59:00

Banks and Consumers Are the Problem, Not Bad Assets

Treasury Secretary Henry Paulson announced that he has shelved the original plan to buy troubled mortgage assets via the recently approved $700 ... loans, student loans and credit cards. This is creating a heavy burden on the American people [more...]

Date: 2008-11-14 12:14:14

Help In A Bad Economy

Since the economy has been suffering these days, so have many people. Some businesses have had to close and lots of people have lost their jobs ... you can expand your business is by accepting credit cards, accepting and offering cash advances. Merchant [more...]

Date: 2009-01-05 18:45:35

Smoothing Out Economic Wrinkles With… Botox

The economy may be in the tank, but some people are still willing to pay hundreds of dollars to look good ... , patients are reluctant to run up credit-card debt on a big ticket item like surgery. In a survey ... expenditure. As one dermatologist tells The Wall Street Journal: “Things are so bad that investments [more...]

Date: 2008-12-23 10:49:28

All About Emergency Funds

The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin ... a lot of money, having an emergency fund is a lifesaver. While you can use a credit card ... se, but rather a fund that you can pull from when things get bad. You don’t need to have $10k socked away [more...]

Date: 2008-09-03 13:10:11

The Bad Paper Chase

The Bad Paper Chase November 26th, 2008 admin And the handout/buyout craze continues ... such as credit cards, auto loans and student loans. By all means, let’s just keep buying up debts from people ... Loan Banks. It also will purchase another $500 billion in mortgage-backed securities, pools [more...]

Date: 2008-11-26 07:37:00

Shopping and Saving Money...

Oh, for the good old days when people would stop Christmas shopping when they ran out of money. ~Author Unknown So... ... has a mortgage, we own everything. No loans. No credit card debt. We lived on hand-me-down furniture ... . I thought -- heck, it's NOT the weekend, and it's early in the morning, it shouldn't be too bad. WAS I EVER [more...]

Date: 2008-12-06 10:17:42

Search Term "Tiffany replica" on top 10 Tiffany replica websites listed in google, Simple comparison was done to find out the best replica of all.

This article is for people who wants to buy Tiffany products online. It is pertinent that they are purchasing from a reliable source ... your credit card number or personal information. Online frauds are very common nowadays and one needs to know how to identify the good from the bad. Objective: To compare and see what is good and bad [more...]

Date: 2009-01-17 19:47:59

Wall Street bailout plan to include more than bad mortgage debt: Feds to absorb unpaid bar bets, inadvertently laundered postage stamps, unredeemed soda cans and insufficient tooth-fairy disbursements

Totally absurd? Think twice: In the dark of night over the weekend when most people were snoozing, the Treasury dramatically expanded its bailout plan to include buying student loans, car loans, credit card debt and any other “troubled” assets held by banks. The changes, which were included [more...]

Date: 2008-09-23 06:05:06

The Problem with “Maxxing Out”

As we all know, there are lots of people who are in deep trouble with their mortgages ... they go?) until the sheriff shows up at the door with the eviction notice. Bad news all the way around ... Equity Line of Credit (HELOC) which comes complete with a checkbook and debit cards that look [more...]

Date: 2009-01-06 23:08:39

International Phone Cards How Did We Survive Without Them?

Cheap phone cards are available for just about every country in the world, here are a few examples: Afghanistan Armenia Belgium Botswana British Indian Ocean Territory Central African Republic Chile Cook Islands Cyprus Dominican Republic Ethiopia French Southern Territories Gibraltar Guinea-Bissau India Italy Kiribati KuwaitLiberia} Luxembourg Maldives Mauritius Monaco Namibia Nicaragua Pakistan Paraguay Reunion Saint Lucia San Marino Slovakia Spain Svalbard and Jan Mayen Tanzania (United [more...]

Date: 2009-09-30 04:39:12

How We Saved $10,000 in a Year Giving Up Nothing We Knew About

Times are tough.  People are losing their homes at record pace, sinking further and further into debt.  Auto repossessors are making a killing as car loans drop like flies.  But the truth is that things aren’t nearly as bad as we seem to think.  We perceive it as such because we are, in short, an utterly wasteful and gluttonous society.  Even those who constitute the low income households waste more money in a month than many people in the world will see in a year.  I know, I know.  This is the [more...]

Date: 2009-09-30 11:38:44

Second Chance Banks, Alternative Banking, Alternative Banking Accounts

by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]

Date: 2009-09-30 11:18:06

Deciding Who Should Be In Charge

In the 2008 primaries, when all was said and done, you could say the Republicans simply settled for John McCain as their candidate, by default. Giuliani was a bust – beyond his 9/11 shtick there was nothing there, and he was from New York City, which would never play that well in the south, along with being in his third marriage after two messy divorces, and one of his former wives being a cousin. The evangelical right really didn’t want to have to deal with that. [more...]

Date: 2009-09-30 06:28:40

Debt Buyer Beware

If you receive quotes from anyone who does NOT ask you who your creditors are, you better RUN! With so many people in a financial hardship these days, many unscrupulous, untrained or ignorant people are jumping onto the debt consolidation band wagon… unfortunately this could mean big trouble for you! Did you know Citibank, Discover and Bank of America are much more likely to file a lawsuit against you if you make the mistake of enrolling into a bad debt setllement program over 24-30 months. [more...]

Date: 2009-09-29 15:22:37

Always Use Caution When Using 0% APR Credit Card Offers

Amazon.de Widgets There is nothing wrong with chasing offers of 0% credit cards, in fact many people have benefited greatly from doing just that, but did you honestly expect the credit card companies to allow this card jumping to continue indefinitely?Offers of 0% credit cards have been around for quite a few years now; they are a successful marketing ploy by the credit card industry aimed at stealing customers from competitors and were an overnight success with a public that was fed up of paying [more...]

Date: 2009-09-30 22:17:04

We’re Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:56:25

We're Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:03:11

Fed decided to Institute Curbs On Issuers of Credit Cards

On Tuesday rules have been proposed by the Federal Reserve to end banks’ ability to apply credit card payments to balances having lowest interest rates first, implementing legislation Congress passed in May. The Fed also proposed that before charging fees for transactions that exceed credit limits creditors obtain consumers’ consent. The Fed said in a statement that restrictions on lending to people under the age of 21 and subprime credit card fees were also included. [more...]

Date: 2009-09-30 12:56:49

Learn More About Selling Foreclosed Homes To Generate Income Today

Have you ever wondered how to make money selling foreclosures . It’s easier than you think. We have compiled hundreds of useful tip and tricks that could make you rich. Enjoy instant access and a 7 day trial. Stop breaking your back working way to hard for your monthly income. Start breaking the bank and sell foreclosed properties. There is now a NEW way to make money in foreclosures, which is totally different. First, you do NOT need any money to get started. [more...]

Date: 2009-09-29 21:36:07

Guaranteed Loans For Bad Credit Are A Must For Your Cosmetic Surgery

by Riz Goodman Men and women equally are going for cosmetic surgery to change their looks and also to correct any abnormalities in their appearance. The motive behind all this is not very hard to fathom as in today’s world the main emphasis is always on the looks as opposed to the work and the ethics. A qualified board certified plastic surgeon is a must for the good cosmetic surgery to be done. That will happen only when you are ready to pay a big amount to the surgeon. [more...]

Date: 2009-09-29 19:30:27

Get More Info About IVA in this Blog Publication

As any other type of a settlement system, the debt management systems may turn out to have good or bad results. The first aspect consists in paying back the debts, however it is not the only one. It involves more than simple repaying the credit card debt, and it does not finish after paying off the mortgage debt or the car loan. It is aimed also on helping you to build a good system of money management as well as to follow this management system in everyday life. [more...]

Date: 2009-09-29 21:50:23

Bad Credit Cards – 5 Little Known Facts You Should Know About

If you’re suffering from bad credit, you probably won’t have as many credit card choices as someone with good credit. But that doesn’t mean you shouldn’t be prudent and examine your options carefully before selecting a card designed for bad credit. Not all bad credit cards are the same! The terms and interest charges can vary greatly so be sure you do your homework before applying. It can literally save you hundreds of dollars each year. Among the credit cards available for people with poor cr [more...]

Date: 2009-09-29 17:32:34

Restore Your FICO Score – Part Three

In the previous parts of this article we discussed how FICO score can impact your financial status as well as the initial steps that you can take to begin restoring your FICO score. We covered handling collections first since they do have a big impact on your overall score, but there are a few other ways that you can quickly see a big jump in your score. After you have the collections on your account either settled or verified, double check to make sure that they were removed from your credit report. [more...]

Date: 2009-09-29 23:17:33

Spotify Premium now available using Paypal

Have you been holding off grabbing a Spotify Premium account because you haven’t got a credit or debit card? Good news – Spotify has just announced that it will support Paypal for users in the UK. Paypal accepts payments from Visa, Mastercard and American Express among others but it’ll also link directly to your bank account. That’s good news for people who want to plonk down £9.99 a month for endless tunes but haven’t been able to so far. [more...]

Date: 2009-09-30 14:30:56

The Reality of Prepaid Credit Cards

by Pedro Turriago Prepaid credit cards are great for those who find it difficult to control their spending habits. They have a limit imposed by the cardholder that is solely determined by how much money they load onto it. If the person does not have money to load onto the card, then they wont be able to use the card. In short, by the time a prepaid card is used, the bill is already paid. Its probably the best type of credit card available for people who want to stay out of debt. [more...]

Date: 2009-09-30 11:13:28

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

If You Have A Debt Problem, Then Admit It!

You Can’t Solve A Debt Problem If You Deny Its Existence.  If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]

Date: 2009-09-30 20:42:18

Beating Credit Card Debt Collectors at Their Own Game

September 30, 2009 | By Matthew Highlander In Finance | by Matthew HighlanderConsumer debt collectors! Credit Card debt collectors! There ought to be a law against them! Fortunately, there is a law, and educated consumers have learned how to use it to fend off these debt collectors by making their job difficult.Time is money for a credit card debt collector, who is in the business of collecting unsecured consumer debt, most of which happens to be credit card debt. [more...]

Date: 2009-09-30 20:24:54

Profiting from Payday Loans in 2009

On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]

Date: 2009-01-16 19:38:12

What Would You Do If Your Power Went Out For 3 Weeks?

Back in December, residents of a few Massachusetts towns went without electricity for weeks because of an ice storm and the ineptitude of a local ... and this is what I have so far. Cash - We do keep cash on hand in the house in case the ATM’s or credit card machines ... or flashlights. No more refrigeration or freezers, so cold food goes bad. No [more...]

Date: 2009-01-15 14:00:45

On Losing…Stuff

It’s seems as though I lost a day, somewhere. I forgot to wish JDawg’s mom a happy birthday and I forgot to mention the winner of the contest I ... me tell you. But, I’ve recovered my temporary spending insanity, have a credit card coming in the mail (first one in five years - let’s play the rebuild our credit game!), and have a couple-few hundred [more...]

Date: 2009-01-17 06:34:55

Grab Life By the Disco Balls and Dance

This is my one and only life, and its a great and terrible and short and endless thing, and none of us come out of it alive. – Holly – P.S. I Love You The above movie is one of the most profound I have ever seen I think. It is one of those movies that teaches and inspires you as much as it entertains you. From the opening seen when Holly and Gerry are fighting I recognized that this Holly chick and I have a lot in common. [more...]

Date: 2009-09-29 16:52:47

More Empty Space at the Mall; Life Gets Harder for Bored Teens

The bursting of the retail bubble that we discussed on Monday continues, and at a faster pace than expected ... , that is probably a good thing in the long term. Plenty of people with too much credit card debt could ... protection in 2008 as the credit squeeze and recession drained sales. Vacancies will rise further until [more...]

Date: 2009-01-07 18:01:37

1-17-2009 (Sat Afternoon) Fin. & Econ. Activity

At least 21,000 jobs were targeted for elimination yesterday as employers from Hertz Global Holdings Inc. to Advanced Micro Devices Inc ... -parts division. Hertz, the second-largest U.S. rental-car company, said it will cut more than 4,000 jobs ... by trading losses on mortgage bonds, the bank faces credit-card losses that surged to a record [more...]

Date: 2009-01-17 18:27:49

Painful eyes

A lot of emails come my way every 24 hours. Some stand out. Like this one. Not just that she’s a realtor who likes me ( ... to holding mortgage and credit card debt to the tune of 75 Billion, they say well that’s normal that’ ... citizens have become. Not just because she now laments the influence of cheap credit and easy money [more...]

Date: 2009-01-17 03:17:13

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... . Debt consolidators are often a very bad deal. The National Foundation for Credit Counseling ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving [more...]

Date: 2009-01-09 13:29:00

No Fee Balance Transfer Offers Rise Again

Research has showed that credit card providers are waiving balance transfer fees but charging higher interest rates . According to financial website MoneyExpert.com , the number of credit card providers that are offering credit card holders the chance to transfer outstanding debt from another card without having to pay a fee to do so has risen by nearly 20pc to 69 during the past year. [more...]

Date: 2009-09-29 15:20:06

How to win (pf) friends & influence people. NOT!

Regular Readers :) Please consider this post a 'break from regular programming' and not directed at any of you at allDear fake 'readers' who have ... to post their insurance, credit card, payday loans sites in a post in a link disguised as a post ... has been very good to me and I'm happy to hear genuine comments from readers, but I'm really tired having [more...]

Date: 2009-01-16 18:20:00

Mid Day Sex Store Surrealism

So I’m off to Boston this weekend to see Evan and go to a Science Fiction convention. Why yes, I am a geek, why do you ask? ... outfits, and sign people up to give blood. (there’s a mobile blood bank outside of the con) The idea ... as well get people to donate blood.Anyway, in my hurried packing, I could not find my nurse outfit [more...]

Date: 2009-01-16 23:47:29

All About "Free" Money Making Seminars

Here's an excerpt from the book The Frugal Millionaires: 70 millionaires anonymously share their ideas about money to help each other and you ... and food, and, possibly, airfare, lodging, rental car, credit counseling fees and a psychotherapist bill. These types of marketing vehicles aren’t 100% bad if you can separate out the bits of good info [more...]

Date: 2009-01-15 16:54:20

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Friday: “You MUST pay the rent!” “But I CAN’T pay the rent.”

Suburban Guerrilla has this visual depiction of the consequences of Simon LeGree’s wage policies over the past 4 decades ... through some liquid assets in order to get back on my feet before I saddled myself with credit card debt and I still think this was the right decision.  I only charge hotels and flights on my credit [more...]

Date: 2009-01-09 12:57:58

Compare Credit Card Cash Back, Credit Card Promotion With 0 Apr Balance Transfer, Sign Up For Airline Miles

If you are on the search for a rewards card, you are probably searching for a card that offers great rewards and no annual fee.  Well I have great news and of course with excellent news, there’s always bad news but I could get you going off with the fab news.  There are plenty of cards out there with no yearly costs so this shouldn’t be tough to find but the bad news is that there are cards with a yearly fee but I’ll show you how to find out about these. [more...]

Date: 2009-09-30 01:37:23

Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... to respect if you are seeking a bad credit, charge card. Of course, the Internet is the fastest ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

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