Need Help With Money

It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans.    Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]

Date: 2009-01-16 01:57:49

Blog posts (27) | Videos (95)
 

Refis

On the eve of the closing for my refinancing, I notice this from the W$J: ... their monthly mortgage payments on account of the fact that they have bad credit. Wouldn't ... can't meet the credit hurdles and won't get approved. My friend and mortgage broker told [more...]

Date: 2009-01-15 16:42:15

More hoops to jump through for enticing mortgages

Consumers rushing to refinance a home loan or get a new one to take advantage of the lowest U.S ... stellar credit. “This market has weeded out people with bad credit. That’s the difference,” said Ellen ... . mortgage rates in nearly four decades are in for a surprise: the new rates aren’t for everyone [more...]

Date: 2009-01-14 14:37:34

You know, maybe “vulgar” libertarians have a point on this one?

By Thoreau I don’t claim to understand all of the intricacies of the mortgage crisis, ... directly or indirectly through various financial instruments) the risk of too many bad mortgages ... , and then it will be harder for people to get credit, whether for consumption or starting new businesses or going to school [more...]

Date: 2008-09-24 04:27:15

Associated Press Shills for Shari'a Banking

Associated Press Shills for Shari'a Banking The year is just two weeks old, ... have been battered by mortgages gone bad. But a tiny Michigan bank is getting attention in the industry ... in trouble — subprime mortgages, credit default swaps, and the like. "When you look at the economic [more...]

Date: 2009-01-17 16:10:33

How to Repair Bad Credit – Find Out Just How Easy This Can Be

Lower credit scores are the result of minimum payments, late payments, too many cards and not enough income, and bad financial planning. Most people who have a credit card can not afford the lifestyle they live, and end up using most of their monthly income on credit cards…Last 5 posts by LendingTree Says Google's Getting Into Mortgage Quotes - September 11th, 2009U.S. [more...]

Date: 2009-09-12 06:00:56

Bush: 'Entire economy is in danger'

by Mark Silva President Bush, delivering a nationally televised appeal for an unprecedented federal buyout of $700 billion in bad mortgage debts, ... be more difficult for you to get the loans you need to buy a car or send your children to college ... , you would find it harder and more expensive to get credit. More businesses would close their doors [more...]

Date: 2008-09-25 02:13:56

BENEFICIAL SECOND MORTGAGE

Having a plan of purchasing new home also makes you face the deals of mortgage ... loan, bad credit loan, and many more. Go to the website and see the other scope of the service ... things so that you will not get the bad impacts of high interest that you should pay. Think [more...]

Date: 2008-11-13 07:31:03

McCain has pundits 'scratching' heads

Conservative pundits and bloggers expressed outrage Wednesday over John McCain’s plan for the federal government to spend $300 billion to buy up ... more to buy the bad mortgages? Really gets the juices flowing, doesn’t it?” McCain senior domestic ... from further damaging the availability of credit to Main Street America, one of the — the real threats [more...]

Date: 2008-10-08 20:28:24

Bad Credit Loan Mortgage Foreclosure Information

Many people are delaying their obligation to get auto insurance. Well, auto insurance is important for today, because this is the right help if you get any kinds of auto emergency, such as theft and accidents that have become regular problems [more...]

Date: 2009-01-15 08:23:07

Bail Me Out

Today's linkIt's Not a Weekend It's a LifestyleSaying for the DayAlways borrow money from a pessimist, he doesn't expect to be paid back ... on the mortgage without fail. He let other things slide. He ruined his credit rating. But he protected his house.Now he can’t get a low rate mortgage to replace the one he has because he has a bad [more...]

Date: 2009-01-16 11:00:00

Welcome to the Finance Fiesta, buzzer-beater edition

(70 minutes left until Thursday’s over) Hi, everyone!  Welcome to this week’s Finance Fiesta! ... of mortgage loans. (66 minutes) College Finance 101 doesn’t mince words and says that a bad credit ... to getting a raise.  (No, washing the CEO’s car isn’t one of them.) (61 minutes) Blueprint [more...]

Date: 2008-09-26 03:51:08

How to Up Your Odds of Getting a Mortgage

by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... is. When you are doing your homework, make sure you get your credit score. This is going to tell you how good or how bad ... that is going to lend to you. If your credit score is good, you are going to find [more...]

Date: 2009-01-04 09:20:10

Mortgage Chatter for the last day of July: Covered bonds, Pres. Bush signed the bill - now what?

“People need good lies. There are too many bad ones.” So chimed in Kurt Vonnegut ... . of Colorado. Mercury’s lenders pulled their line of credit after Mercury failed to meet loan requirements ... if the mortgages go bad, the bank must step in to ensure that bond holders get their interest. Put another way [more...]

Date: 2008-07-31 12:19:55

Take Control of Your Finances Part 6: Get Out of Debt

Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else ... as well. Good debt versus bad debt One comment you may hear is that mortgages and student loans are “good debt” while credit cards and car loans are “bad debt.” The philosophy here is that houses [more...]

Date: 2008-11-21 17:52:35

Strategic Mortgage Defaults on the Rise

Strategic default— walking away from your home and mortgage —is getting more common. The interesting part is who is doing it: according to a recent study, people with good credit. For such consumers, strategic default may be the best of a range of bad options. The same study found that 588,000 people walked away from their mortgages in 2008, far more than the industry thought. And most of them seem to understand what they are doing—they just do not have any better option. [more...]

Date: 2009-09-25 16:39:05

Spending habits: Do as I say, not as I do

Shopper_2 Crushing mortgage payments, rising foreclosures and living off home equity lines of credit and plastic are all examples of how Americans have let their spending get out of hand, but most bad habits start small. An Associated Press ... . But more importantly they can compare how much it would have cost if they put it on a credit card, [more...]

Date: 2008-11-05 01:31:43

There Aren’t Necessarily Any Villains In Mortgage Collapse

Megan McArdle expresses some surprise at the small amount of fraud that’s been exposed by the collapse in the credit markets, ... chance that they might have been able to get out of their bad positions and stay solvent ... people their fund was okay the month before it went belly up. This was a bad thing, and the people [more...]

Date: 2008-11-28 15:19:33

Illinois Mortgage Rates Weekly Update

Welcome to Illinois Mortgage Rates and News week in review for the week ending July 18th, ... , credit is still tight and consumers have no purchasing power. The softness in our economy has spread ... level in the coming months. So why did rates get so bad so quickly this week [more...]

Date: 2008-07-19 17:43:31

5 Fixes for Financial Woes Get Out of Debt Fast

This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans ... . 3. Lose the Flab ***Consider how much you spend on mortgage, rent, car payment, insurance, groceries [more...]

Date: 2008-12-10 04:04:12

Does Bank Of America (BAC) Get The Next Bailout?

The Paulson/Bernanke bailout is now spreading across the financial system like a prairie fire in a stiff wind. AIG (AIG) got one deal ... on credit card, home, and auto loans increase, and commercial real estate and corporate loans fail ... of mortgages with its buyout of Countrywide, may not be a bad candidate. Neither is Morgan Stanly [more...]

Date: 2008-11-24 11:16:38

How to Get An Alabama Mortgage Loan With Bad Credit

As much as we wish to avoid, there are many things in life that we cannot control. A sudden loss of job, a personal mishap, or even a divorce can lead to creation of bad credit. With a bad credit, does it necessarily mean you can never get a mortgage loan to finance your Alabama [more...]

Date: 2008-11-11 08:13:08

Is it Possible to Get a Mortgage with Bad Credit?

by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... Barney Bernard Ailleann Alan How good is your credit? If you know your credit score and won’ ... . A good credit score is going to get you a better interest rate, but just because your credit is bad [more...]

Date: 2008-12-16 18:11:06

Getting More for Less with Bad Credit Cards

By now everyone knows that the economy is close to collapse.  Banks and lending institutions are the most responsible for the mess ... even to those who don’t.  Credit card, personal loans, payday advances, and mortgages were readily available to people with bad credit. The downside of this easy credit is that common sense evaporated [more...]

Date: 2008-10-29 16:22:57

Bad Credit Loan Shop

.fullpost{display:inline;}As we know that if we fall behind on payments or make all of your payments late, it will reflect upon us ... , we can also get a bad auto loan, mortgage loan, equity loans, credit cards or any other types of personal ... to offer us lines of credit or financing any more. They instead try to make us pay up in front [more...]

Date: 2008-12-16 22:25:00

What is a second mortgage?

For many of us, money can get tight every now and then. We have felt the pinch, and many are feeling it now ... is repaid in a single reduced monthly installment. No matter how bad one’s credit history is, getting ... for you.  A second mortgage refinancing not only gives convenience, but also saves you money. [more...]

Date: 2009-01-14 04:24:16

Bailout Passes Senate

Senate votes 74-25 to approve the measure in a dramatic desk roll call vote. The infamous twenty-five are listed here ... highway caused by bad mortgage loans,” Alexander said. “This should get economic traffic moving again and restore confidence so that Americans can get auto, student, mortgage, business, and farm credit [more...]

Date: 2008-10-02 02:31:10

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